.wlho{max-width:1180px;margin:40px auto;font-family:var(--wl-font-body,-apple-system,BlinkMacSystemFont,'Inter',ui-sans-serif,Arial,sans-serif);color:#172033}
.wlho *{box-sizing:border-box}
.wlho-hero{padding:72px 40px;border-radius:26px;background:radial-gradient(circle at 80% 0%,#1b4a68,#0b2233 62%);color:#fff;box-shadow:0 25px 60px rgba(11,34,51,.28);margin-bottom:24px;text-align:center;position:relative;overflow:hidden;border:1px solid #143a54}
.wlho-photo-strip img{width:100%;max-height:260px;object-fit:cover;border-radius:16px;display:block;box-shadow:0 8px 20px rgba(20,15,5,.08);margin-bottom:20px}
.wlho-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 80% 90%,rgba(245,180,37,.10),transparent 55%);pointer-events:none}
.wlho-eyebrow{display:inline-flex;padding:6px 14px;border:1px solid #f0b93d;border-radius:999px;background:#f5b425;font-size:12px;letter-spacing:.12em;font-weight:800;color:#5a3d0a;margin-bottom:16px;position:relative}
.wlho-hero h1{font-size:36px;margin:0 0 12px;font-weight:800;letter-spacing:-.02em;color:#fff;position:relative}
.wlho-hero h1 span{color:#fff}
.wlho-hero p{font-size:16px;line-height:1.6;color:#d8e2ec;max-width:520px;margin:0 auto;position:relative}
.wlho-trust{display:flex;justify-content:center;gap:10px;flex-wrap:wrap;margin-top:26px;position:relative}
.wlho-trust span{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);color:#eee9e1;font-size:13px;font-weight:600;padding:7px 14px;border-radius:999px}
.wlho-trust svg{width:14px;height:14px;flex:none;color:#fff}
.wlho-section{background:#fff;border:1px solid #e9ecf1;border-radius:20px;padding:28px;margin-bottom:20px;box-shadow:0 10px 30px rgba(18,35,55,.05)}
.wlho-progress-track{height:6px;background:#eef1f5;border-radius:99px;overflow:hidden;margin-bottom:22px;display:none}
.wlho-progress-track.active{display:block}
.wlho-progress-fill{height:100%;width:6%;border-radius:99px;background:linear-gradient(90deg,#20b26b,#17324d);transition:width .4s ease}
.wlho-field{margin-bottom:0}
.wlho-field label{display:block;font-weight:700;font-size:15px;margin-bottom:10px;color:#172033}
.wlho-field input,.wlho-field select,.wlho-field textarea{width:100%;padding:12px 13px;border:1px solid #d9dee7;border-radius:10px;background:#fbfcfe;font-size:14px}
.wlho-field input:focus,.wlho-field select:focus,.wlho-field textarea:focus{outline:2px solid #20b26b33;border-color:#20b26b}
.wlho-choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.wlho-choice{border:1px solid #d9dee7;border-radius:12px;padding:14px;cursor:pointer;font-size:13px;font-weight:700;text-align:center;color:#334155;transition:.15s;overflow-wrap:break-word;word-break:break-word}
.wlho-cat-grid{grid-template-columns:repeat(2,minmax(0,1fr))!important}
@media(max-width:480px){.wlho-cat-grid{grid-template-columns:1fr!important}}
.wlho-cat-choice{display:flex!important;flex-direction:column;align-items:center;gap:8px;padding:18px 12px}
.wlho-cat-icon{width:46px;height:46px;border-radius:13px;display:flex;align-items:center;justify-content:center;background:linear-gradient(140deg,#2bd48a,#0f6b45);border:0;color:#fff;box-shadow:0 8px 18px rgba(18,35,55,.16);transition:transform .25s cubic-bezier(.34,1.56,.64,1),background .2s ease,color .2s ease,box-shadow .2s ease}
.wlho-cat-icon svg{width:22px;height:22px}
.wlho-cat-choice:hover .wlho-cat-icon{background:#f5b425;color:#5a3d0a;transform:scale(1.08) rotate(-4deg);box-shadow:0 8px 18px rgba(245,180,37,.4)}
.wlho-choice:hover{border-color:#20b26b}
.wlho-choice.selected{border-color:#20b26b;background:#eaf8f0;color:#12804a}
.wlho-choice input{display:none}
.wlho-choice-iconed{display:flex!important;flex-direction:column;align-items:center;gap:6px;padding:18px 14px}
.wlho-choice-icon{width:54px;height:54px;border-radius:15px;display:flex;align-items:center;justify-content:center;background:linear-gradient(140deg,var(--wlho-a1,#2bd48a),var(--wlho-a2,#0f6b45));color:#fff;box-shadow:0 8px 18px rgba(18,35,55,.16);transition:transform .25s cubic-bezier(.34,1.56,.64,1),background .2s ease,color .2s ease,box-shadow .2s ease}
.wlho-choice-icon svg{width:26px;height:26px}
.wlho-acc-green{--wlho-a1:#2bd48a;--wlho-a2:#0f6b45}
.wlho-acc-amber{--wlho-a1:#e6a530;--wlho-a2:#8a5a1f}
.wlho-choice-iconed:hover .wlho-choice-icon{background:#f5b425;color:#5a3d0a;transform:scale(1.08) rotate(-4deg);box-shadow:0 8px 18px rgba(245,180,37,.4)}
.wlho-choice-title{font-size:13px;font-weight:700;color:#334155}
.wlho-nav{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-top:22px}
.wlho-back{background:none;border:0;color:#667085;font-weight:700;cursor:pointer;padding:12px 4px;font-size:13px;transition:color .12s ease}
.wlho-back:hover{color:#17324d}
.wlho-step-label{font-size:12px;color:#5b6773;font-weight:800;letter-spacing:.03em}
.wlho-next{background:#f5b425;color:#0b2233;border:0;border-radius:10px;padding:13px 22px;font-weight:800;cursor:pointer;font-size:14px;transition:transform .12s ease,box-shadow .12s ease}
.wlho-next:hover{transform:translateY(-1px);box-shadow:0 6px 16px rgba(240,185,61,.4)}
.wlho-next:disabled{opacity:.45;cursor:not-allowed}
.wlho-submit{background:#f5b425;color:#0b2233;border:0;border-radius:11px;padding:15px 24px;font-weight:800;cursor:pointer;font-size:15px;width:100%;transition:transform .12s ease,box-shadow .12s ease}
.wlho-submit:hover{transform:translateY(-1px);box-shadow:0 8px 20px rgba(240,185,61,.4)}
.wlho-check{display:flex;align-items:flex-start;gap:9px;font-size:13px;font-weight:600;color:#334155;margin-bottom:12px;cursor:pointer}
.wlho-check input{width:auto;margin-top:3px;flex-shrink:0;accent-color:#20b26b}
.wlho-note{font-size:12px;color:#5b6773;margin-top:8px}
.wlho-qnote{margin:0 0 14px;padding:11px 14px;border-radius:12px;background:#fff7e0;border:1px solid #f3dc9c;color:#5a4410;font-size:13.5px;line-height:1.5}
.wl-modal{display:none;position:fixed;inset:0;background:rgba(9,18,30,.72);z-index:999999;align-items:center;justify-content:center;padding:18px}
.wl-modal-box{background:#fff;max-width:540px;width:100%;border-radius:18px;padding:28px;position:relative;max-height:92vh;overflow:auto}
.wl-close{position:absolute;right:14px;top:10px;border:0;background:none;font-size:30px;cursor:pointer}
.wl-legal-body{overflow-y:auto;max-height:56vh;padding-right:6px;font-size:14px;line-height:1.7;color:#3a352e}
.wl-legal-body h3{font-size:14px;font-weight:800;margin:18px 0 6px;color:#172033}
.wl-legal-body h3:first-child{margin-top:0}
.wl-legal-body p{margin:0 0 10px}
.wl-legal-body ul{margin:0 0 10px;padding-left:20px}
.wl-legal-body li{margin-bottom:4px}